APIs: the common link between banks and fintechs

APIs: the common link between banks and fintechs

The metamorphosis of the financial sector is a reality. Banks and fintechs are choosing APIs as one of the essential links in the incipient financial collaboration ecosystem, also boosted by the entry into force of regulations such as PSD2.

The countless paths of open banking

The countless paths of open banking

Is it a bank? A service platform? A factory of financial products? A distributor? Does it sell or buy information? All this and more. APIs are revolutionizing the world of banks and are set to transform banking into the largest operations scalextric imaginable.

How does the fintech sector use APIs?

And, what does the future hold for the banking business? The cutting-edge developments in the industry are coming via technology, which is being harnessed to improve the products and services offered to customers. We take a glimpse at the future via ten of the hottest APIs in the sector right now.

APIs are everywhere, but... what about their documentation?

In a connected world, APIs are the glue that keeps all the parts that form our day-to-day lives in place. The same way the power of glue depends on the material it is used on and the knowledge of its properties, APIs are only as useful as their documentation allows for.

Featured events

Open Banking and APIs Forum

The Open Banking and APIs forum will be held on February 26 and 27 in Amsterdam, the Netherlands...

Amsterdam, Netherlands
Bank Innovation Ignite

Open Banking investors, directors, managers and experts will meet on March 2 and 3 in Seattle...

Seattle, United States
APIdays Express Jakarta

This congress will be held in Jakarta (Indonesia) on March 17, 2020. APIdays is the leading...

Jakarta, Indonesia
see more events
XaaS: create your own adventure

XaaS: create your own adventure

Digital transformation has generated a business environment where nobody wishes to be left behind. In 2019, the expansion of APIs and financial marketplaces, on the strength of open banking, has helped to promote Everything as a Service (XaaS), and infrastructure democratization by association.
How to reap the benefits of Big Data in your company

How to reap the benefits of Big Data in your company

Big Data management is essential today for creating differentiation in an ever more demanding market. Its use is already benefiting several sectors and it is proving to have infinite possibilities. This article proposes a series of recommendations, tools and success stories to enhance your company.
Keys to choosing an API for your product or service

Keys to choosing an API for your product or service

An API is an open door. In which to enter and what to find? Formally an API is a precise specification on how a software module communicates with another. Returning to the simile of the door, it is, for example, Twitter ringing Google's bell to ask for our data and thus avoiding having to fill out forms again.
How to launch a startup and not die along the way

How to launch a startup and not die along the way

Want to know the key elements of a successful startup? Focus on being the best in a product or service; avoid cheap customers and define a philosophy and defend it.
APIs for business
Ebook

APIs for business

For some years now, APIs have been the great catalyst of change in business organizations. And that is essentially, thanks to its capacity to generate new business models and increase their...

Big Data
Ebook

Big Data

The use of Big Data today offers an important added value for a wide range of sectors, from banking to retail.

Mobile Payments
Ebook

Mobile Payments

What is the current status of smartphone payments? Which companies are contributing the most to this new path of business? And what role can APIs play in the ecosystem of mobile payments?

Discover BBVA APIs

  • Retail
    Customers
    Customers allow authenticated users to recover key profile data to enhance engagement levels.
    Try it now
  • Retail
    Loans
    Loans enables consensual access to customers pre-approved loans and conditions.
    Know more
  • Retail
    Notifications
    Receive real time notifications of operations performed in BBVA by your pre-authorized users.
    Know more
  • Retail
    Alipay
    Alipay connects your business with the online payments leader in China.
    Know more
  • Data
    Sel
    With SEL you will profile your users so you can offer them what they want.
    Know more
  • Business
    Business accounts
    Download the account statements of your business customers in the standard format AEB43.
    Know more
  • Data
    PayStats Download
    PayStats allows you to dive into BBVA cards purchase data and drive your business intelligence.
    Know more
  • Business
    Business Notifications
    Receive in real time the most relevant information about your banking operations.
    Know more