The countless paths of open banking

The countless paths of open banking

Is it a bank? A service platform? A factory of financial products? A distributor? Does it sell or buy information? All this and more. APIs are revolutionizing the world of banks and are set to transform banking into the largest operations scalextric imaginable.

How does the fintech sector use APIs?

And, what does the future hold for the banking business? The cutting-edge developments in the industry are coming via technology, which is being harnessed to improve the products and services offered to customers. We take a glimpse at the future via ten of the hottest APIs in the sector right now.
APIs are everywhere, but... what about their documentation?

APIs are everywhere, but... what about their documentation?

In a connected world, APIs are the glue that keeps all the parts that form our day-to-day lives in place. The same way the power of glue depends on the material it is used on and the knowledge of its properties, APIs are only as useful as their documentation allows for.

XaaS: create your own adventure

Digital transformation has generated a business environment where nobody wishes to be left behind. In 2019, the expansion of APIs and financial marketplaces, on the strength of open banking, has helped to promote Everything as a Service (XaaS), and infrastructure democratization by association.

Featured events

APIdays San Francisco

The event will address the Future API Stack for New Product Experiences. It...

San Francisco / California @APIdaysGlobal
RE•WORK AI in Finance Summit

World-class speakers at RE•WORK’s AI in Finance Summit in New York will share...

New York / USA
Monex Summit Europe

Monex Summit brings leading experts in FinTech, Banking and financial industry...

Edinburgh / UK
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Lean UX: what it is and how it helps users

Lean UX: what it is and how it helps users

Gantt charts, SWOT analysis, personas, empathy maps, focus groups, scope canvas… the documentation UX professionals deliver to their customers sometimes becomes an end in itself, rather than a means to achieve a better product for the user
BigData

Four interesting ideas that harness big data

Incorporating solutions, tools and features that harness data analysis is becoming a must for innovative businesses. In this article we examine four of the many ideas that are in the market right now.
Keys to choosing an API for your product or service

Keys to choosing an API for your product or service

An API is an open door. In which to enter and what to find? Formally an API is a precise specification on how a software module communicates with another. Returning to the simile of the door, it is, for example, Twitter ringing Google's bell to ask for our data and thus avoiding having to fill out forms again.
Leading platforms in mobile payments, the currency of the 21st century

Leading platforms in mobile payments, the currency of the 21st century

Cellphones are increasingly being used to make financial transactions. It is estimated that by 2019 the total value of the mobile payments made worldwide will exceed one thousand billion dollars. Coupled with the growth of mobile banking, the smartphone is set to become the most important bank branch ever.

Six notable trends for the Fintech sector

People need objectives, lighthouses that guide us and round numbers are always a good anchor. That is why 2020 is a huge container of milestones at all levels, also in the Fintech industry, and 2019 is the last year to confirm that that have been reached (or not).

Data APIs, essential in the development of smart cities

In this article we explain how data APIs, and specifically Paystats, are driving the advance toward smart cities.
APIs for business
Ebook

APIs for business

For some years now, APIs have been the great catalyst of change in business organizations. And that is essentially, thanks to its capacity to generate new business models and increase their...

Big Data
Ebook

Big Data

The use of Big Data today offers an important added value for a wide range of sectors, from banking to retail.

Mobile Payments
Ebook

Mobile Payments

What is the current status of smartphone payments? Which companies are contributing the most to this new path of business? And what role can APIs play in the ecosystem of mobile payments?

Discover BBVA APIs

  • Retail
    Customers
    Customers allow authenticated users to recover key profile data to enhance engagement levels.
    Try it now
  • Retail
    Accounts
    Accounts allow pre-authorized users to access key account data for enhanced financial management services.
    More info
  • Retail
    Cards
    Cards allow you integrate users' pre-authorized bank card data and improve your ecommerce potential.
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  • Retail
    Payments
    Payments provide third party apps the ability to offer pre-authorized users wire transfer services.
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  • Retail
    Loans
    Loans enables consensual access to customers pre-approved loans and conditions.
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  • Retail
    Notifications
    Receive real time notifications of operations performed in BBVA by your pre-authorized users.
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  • Retail
    Alipay
    Alipay connects your business with the online payments leader in China.
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  • Data
    Sel
    With SEL you will profile your users so you can offer them what they want.
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  • Business
    Business accounts
    Download the account statements of your business customers in the standard format AEB43.
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  • Data
    PayStats Download
    PayStats allows you to dive into BBVA cards purchase data and drive your business intelligence.
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  • Business
    Business Notifications
    Receive in real time the most relevant information about your banking operations.
    Know more