Lessons fintech companies should learn from traditional banks

Some lessons the banks could give the fintech sector

The fintech sector continues steaming full speed ahead. It has been calculated that it brings banks almost half their income. Fintechs have a promising future, but it would be wise for them to look to the past and learn some lessons from traditional banks.

The seven Vs of Big Data

The seven Vs of Big Data

Data chains are the new value chains. Big Data is a concept that describes the large volume of structured and unstructured data which currently floods the business world. However, what really matters is what you do with the data rather than how many they are.
How can you implement a sound "API economy" in your company?

How can you implement a sound "API economy" in your company?

Although it may sound strange, the development of the API itself is often not the most important element for an organization that is thinking of having an API.

APIs: the common link between banks and fintechs

The metamorphosis of the financial sector is a reality. Banks and fintechs are choosing APIs as one of the essential links in the incipient financial collaboration ecosystem, also boosted by the entry into force of regulations such as PSD2.

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Bank Innovation Ignite

Open Banking investors, directors, managers and experts will meet on March 2 and 3 in Seattle...

Seattle, United States
APIdays Express Jakarta

This congress will be held in Jakarta (Indonesia) on March 17, 2020. APIdays is the leading...

Jakarta, Indonesia
APIs, Ecosystems and Finance-as-a-Service Singapore

“APIdays Singapore 2020” will bring together more than 600 financial experts and startup...

Singapore
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The countless paths of open banking

The countless paths of open banking

Is it a bank? A service platform? A factory of financial products? A distributor? Does it sell or buy information? All this and more. APIs are revolutionizing the world of banks and are set to transform banking into the largest operations scalextric imaginable.

How does the fintech sector use APIs?

And, what does the future hold for the banking business? The cutting-edge developments in the industry are coming via technology, which is being harnessed to improve the products and services offered to customers. We take a glimpse at the future via ten of the hottest APIs in the sector right now.
APIs are everywhere, but... what about their documentation?

APIs are everywhere, but... what about their documentation?

In a connected world, APIs are the glue that keeps all the parts that form our day-to-day lives in place. The same way the power of glue depends on the material it is used on and the knowledge of its properties, APIs are only as useful as their documentation allows for.
XaaS: create your own adventure

XaaS: create your own adventure

Digital transformation has generated a business environment where nobody wishes to be left behind. In 2019, the expansion of APIs and financial marketplaces, on the strength of open banking, has helped to promote Everything as a Service (XaaS), and infrastructure democratization by association.
APIs for business
Ebook

APIs for business

For some years now, APIs have been the great catalyst of change in business organizations. And that is essentially, thanks to its capacity to generate new business models and increase their...

Big Data
Ebook

Big Data

The use of Big Data today offers an important added value for a wide range of sectors, from banking to retail.

Mobile Payments
Ebook

Mobile Payments

What is the current status of smartphone payments? Which companies are contributing the most to this new path of business? And what role can APIs play in the ecosystem of mobile payments?

Discover BBVA APIs

  • Retail
    Customers
    Customers allow authenticated users to recover key profile data to enhance engagement levels.
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  • Retail
    Loans
    Loans enables consensual access to customers pre-approved loans and conditions.
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  • Retail
    Notifications
    Receive real time notifications of operations performed in BBVA by your pre-authorized users.
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    Alipay
    Alipay connects your business with the online payments leader in China.
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    Sel
    With SEL you will profile your users so you can offer them what they want.
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    Business accounts
    Download the account statements of your business customers in the standard format AEB43.
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  • Data
    PayStats Download
    PayStats allows you to dive into BBVA cards purchase data and drive your business intelligence.
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  • Business
    Business Notifications
    Receive in real time the most relevant information about your banking operations.
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